@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=Source+Sans+3:wght@400;500;600&display=swap');

:root {
  --navy: #0f2244;
  --navy-mid: #1a3a6b;
  --blue: #1d5fa8;
  --blue-light: #2e7dd6;
  --green: #1a7a4a;
  --green-light: #22a060;
  --gold: #c8860a;
  --cream: #f9f6f0;
  --gray-light: #f2f4f7;
  --gray-mid: #e1e6ed;
  --gray-text: #5a6478;
  --text: #111827;
  --white: #ffffff;
  --border: #d1d9e6;
  --shadow: 0 2px 16px rgba(15,34,68,0.10);
  --shadow-card: 0 4px 24px rgba(15,34,68,0.13);
  --radius: 10px;
  --radius-lg: 16px;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'Source Sans 3', Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  font-size: 17px;
}

img { max-width: 100%; display: block; }
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

/* ── TYPOGRAPHY ── */
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.25; }
h1 { font-size: clamp(2rem, 4.5vw, 3rem); color: var(--navy); }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); color: var(--navy); }
h3 { font-size: 1.3rem; color: var(--navy-mid); }
h4 { font-size: 1.1rem; color: var(--navy-mid); font-weight: 600; }
p { margin-bottom: 1rem; }

/* ── LAYOUT ── */
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.section { padding: 64px 0; }
.section--cream { background: var(--cream); }
.section--navy { background: var(--navy); color: var(--white); }
.section--gray { background: var(--gray-light); }

/* ── HEADER / NAV ── */
.site-header {
  background: var(--navy);
  padding: 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(0,0,0,0.18);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
  max-width: 1100px;
  margin: 0 auto;
}

.nav-logo {
  font-family: var(--font-display);
  font-size: 1.3rem;
  color: var(--white);
  font-weight: 700;
  line-height: 1.2;
}

.nav-logo span { color: #7ec8e3; }

.nav-links { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }

.nav-links a {
  color: rgba(255,255,255,0.82);
  font-size: 14px;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: 6px;
  transition: background 0.2s, color 0.2s;
}

.nav-links a:hover {
  background: rgba(255,255,255,0.1);
  color: var(--white);
  text-decoration: none;
}

.nav-cta {
  background: var(--green) !important;
  color: var(--white) !important;
  border-radius: 6px;
  font-weight: 600 !important;
  padding: 8px 16px !important;
}

.nav-cta:hover { background: var(--green-light) !important; }

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, #1a4c8c 100%);
  color: var(--white);
  padding: 80px 0 72px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.hero-content { position: relative; z-index: 1; max-width: 760px; }

.hero-badge {
  display: inline-block;
  background: rgba(126,200,227,0.2);
  border: 1px solid rgba(126,200,227,0.4);
  color: #7ec8e3;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
}

.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero h1 em { color: #7ec8e3; font-style: normal; }

.hero-sub {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.82);
  margin-bottom: 36px;
  max-width: 600px;
  line-height: 1.65;
}

.hero-cta-group { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }

/* ── BUTTONS ── */
.btn {
  display: inline-block;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  transition: all 0.2s;
  border: none;
  font-family: var(--font-body);
  line-height: 1;
}

.btn-primary {
  background: var(--green);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(26,122,74,0.3);
}
.btn-primary:hover { background: var(--green-light); transform: translateY(-1px); text-decoration: none; color: var(--white); }

.btn-secondary {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.4);
}
.btn-secondary:hover { border-color: var(--white); text-decoration: none; color: var(--white); }

.btn-outline {
  background: transparent;
  color: var(--blue);
  border: 2px solid var(--blue);
}
.btn-outline:hover { background: var(--blue); color: var(--white); text-decoration: none; }

.btn-lg { padding: 17px 36px; font-size: 1.08rem; }

/* ── CTA BOX ── */
.cta-box {
  background: var(--green);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 48px;
  text-align: center;
  margin: 48px 0;
}

.cta-box h2 { color: var(--white); margin-bottom: 12px; }
.cta-box p { color: rgba(255,255,255,0.88); margin-bottom: 24px; font-size: 1.05rem; }

.cta-strip {
  background: var(--cream);
  border: 1.5px solid var(--border);
  border-left: 5px solid var(--green);
  border-radius: var(--radius);
  padding: 28px 32px;
  margin: 40px 0;
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.cta-strip-text { flex: 1; min-width: 200px; }
.cta-strip-text strong { font-size: 1.15rem; color: var(--navy); display: block; margin-bottom: 4px; }
.cta-strip-text span { color: var(--gray-text); font-size: 0.95rem; }

/* ── CARDS ── */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
  margin-top: 40px;
}

.card-icon {
  font-size: 2rem;
  margin-bottom: 14px;
  display: block;
}

.card h3 { margin-bottom: 10px; }

/* ── PROBLEM LIST ── */
.problem-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
  margin: 32px 0;
}

.problem-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px 20px;
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.problem-item .check {
  width: 28px;
  height: 28px;
  background: #e8f4ee;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--green);
  font-size: 16px;
  font-weight: 700;
}

.problem-item p { margin: 0; font-size: 0.95rem; color: var(--text); }

/* ── OPTIONS TABLE ── */
.options-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.95rem;
  margin: 32px 0;
}
.options-table th {
  background: var(--navy);
  color: var(--white);
  padding: 14px 16px;
  text-align: left;
  font-family: var(--font-body);
  font-weight: 600;
}
.options-table td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}
.options-table tr:nth-child(even) td { background: var(--gray-light); }
.options-table tr:last-child td { border-bottom: none; }

/* ── FAQ ── */
.faq-item {
  border-bottom: 1px solid var(--border);
  padding: 20px 0;
}
.faq-item:last-child { border-bottom: none; }

.faq-q {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 10px;
  font-weight: 600;
}

.faq-a { color: var(--gray-text); font-size: 0.97rem; margin: 0; }

/* ── ALERT BOX ── */
.alert {
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 24px 0;
  font-size: 0.95rem;
}
.alert-blue { background: #e8f1fb; border-left: 4px solid var(--blue); color: #1a3a6b; }
.alert-gold { background: #fef8ec; border-left: 4px solid var(--gold); color: #6b4810; }
.alert-green { background: #e8f4ee; border-left: 4px solid var(--green); color: #143d26; }

/* ── BREADCRUMB ── */
.breadcrumb {
  font-size: 13px;
  color: var(--gray-text);
  margin-bottom: 12px;
}
.breadcrumb a { color: var(--blue); }
.breadcrumb a::after { content: ' › '; color: var(--gray-text); }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: var(--navy);
  color: var(--white);
  padding: 52px 0 44px;
}
.page-hero h1 { color: var(--white); font-size: clamp(1.6rem, 3.5vw, 2.4rem); margin-bottom: 12px; }
.page-hero p { color: rgba(255,255,255,0.8); font-size: 1.05rem; margin: 0; max-width: 620px; }

/* ── FOOTER ── */
.site-footer {
  background: #0a1a36;
  color: rgba(255,255,255,0.7);
  padding: 52px 0 28px;
  font-size: 14px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-brand h3 {
  font-family: var(--font-display);
  color: var(--white);
  font-size: 1.2rem;
  margin-bottom: 12px;
}

.footer-brand p { font-size: 13px; line-height: 1.65; }

.footer-links h4 {
  font-family: var(--font-body);
  color: var(--white);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 14px;
}

.footer-links ul { list-style: none; }
.footer-links li { margin-bottom: 9px; }
.footer-links a { color: rgba(255,255,255,0.65); font-size: 13px; }
.footer-links a:hover { color: var(--white); text-decoration: none; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 12px;
}

.disclosure {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 16px 20px;
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  line-height: 1.6;
  margin-top: 28px;
}

/* ── STAT ROW ── */
.stat-row {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  margin: 40px 0;
}
.stat { text-align: center; flex: 1; min-width: 120px; }
.stat-num { font-family: var(--font-display); font-size: 2.2rem; color: var(--navy); font-weight: 700; }
.stat-label { font-size: 0.88rem; color: var(--gray-text); margin-top: 4px; }

/* ── TWO COL ── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
@media (max-width: 700px) { .two-col { grid-template-columns: 1fr; } }

/* ── PROCESS STEPS ── */
.steps { display: flex; flex-direction: column; gap: 24px; margin-top: 32px; }
.step { display: flex; gap: 20px; align-items: flex-start; }
.step-num {
  width: 40px; height: 40px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  flex-shrink: 0;
}
.step-body h4 { margin-bottom: 4px; }
.step-body p { margin: 0; font-size: 0.95rem; color: var(--gray-text); }

/* ── RESPONSIVE ── */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .hero { padding: 56px 0 48px; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-box { padding: 28px 24px; }
  .stat-row { gap: 20px; }
  .section { padding: 48px 0; }
}

/* ── UTILITY ── */
.text-center { text-align: center; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mb-0 { margin-bottom: 0; }
.green { color: var(--green); }
.gold { color: var(--gold); }
.muted { color: var(--gray-text); }
.small { font-size: 0.88rem; }