IRS Letter 1058: Your Last Warning Before IRS Collection Action

Letter 1058 — also called LT11 — is the Final Notice of Intent to Levy. It comes with a critical 30-day window. Here is what it means, what your rights are, and what options may still be available.

This is your most time-sensitive IRS notice. Letter 1058 comes with a 30-day deadline to request a formal appeal. Once that window closes, the IRS may proceed with levy action — including wage garnishment and bank account levies. Do not set this letter aside.

What Is IRS Letter 1058?

IRS Letter 1058 — formally titled the Final Notice of Intent to Levy and Notice of Your Right to a Hearing — is one of the most significant notices in the IRS collection process. It is also known as LT11, and both versions carry the same weight and the same deadline.

Receiving this letter means the IRS has already sent you multiple prior notices about an unpaid tax balance — typically a CP14, one or more follow-up notices, and a CP504 Notice of Intent to Levy — and has not received payment or a response. Letter 1058 is the IRS's formal notification that it intends to begin enforced collection and that you have important legal rights you need to exercise quickly.

What makes Letter 1058 different from earlier notices is not just the urgency — it is the legal trigger. This is the notice that formally activates your Collection Due Process (CDP) hearing rights under IRC Section 6330. These rights give you the ability to appeal collection action before an independent IRS Appeals officer, and to propose resolution alternatives that may pause or prevent levy action.

Where Letter 1058 Fits in the IRS Collection Sequence

1

CP14 — First balance due notice

The IRS's first notice that you owe taxes. Most cases can be resolved at this stage with a payment plan or direct payment.

Learn about CP14 →
2

CP503 and CP504 — Escalating collection warnings

Follow-up notices with increasing urgency. The CP504 is a Notice of Intent to Levy and may put your state tax refund at risk.

Learn about CP504 →
3

Letter 1058 / LT11 — You are here

Final Notice of Intent to Levy. Your 30-day CDP hearing window begins. This is your last formal opportunity to appeal or make arrangements before levy action.

4

Levy action — wages, bank accounts, other assets

After the 30-day window closes without resolution, the IRS may issue levy notices to your employer or bank.

Learn about bank levies → · Learn about wage garnishment →

The 30-Day CDP Hearing Window — Why It Matters

The most important thing to understand about Letter 1058 is the 30-day deadline to request a Collection Due Process hearing.

A CDP hearing is a formal appeal before an independent IRS Appeals officer — separate from the collection division that has been pursuing you. During a CDP hearing, you may be able to:

Critically, requesting a CDP hearing generally pauses levy action while your appeal is pending. This means filing Form 12153 within the 30-day window may give you additional time to work toward a resolution — even if you are not sure what resolution you want.

Check the deadline shown on the notice immediately. CDP hearing deadlines are strict, and in many cases the deadline is calculated from the notice date or the date the notice was issued. If the letter has been sitting unopened or was delayed in the mail, you may have less time than you think. Do not assume you have a full 30 days from when you opened it.

What Happens If You Miss the 30-Day Deadline?

If you do not request a CDP hearing within 30 days, you lose your formal CDP rights for that notice. However, you may still have options:

Missing the 30-day window does not eliminate all options — but it does reduce them significantly. Acting within the window is always better.

Received Letter 1058 and not sure what to do? A free consultation may help you understand your CDP rights and what options may be available before the deadline.
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What Options May Be Available After Letter 1058

Even at this stage, several resolution paths may be available. The right one depends on your financial situation, whether you have filed all required returns, and how much time remains in your 30-day window.

OptionWhat It DoesEffect on Levy
Request a CDP hearing (Form 12153) Formally appeals the collection action to IRS Appeals Generally pauses levy action while pending
Pay in full Resolves the debt entirely Stops all collection
Installment agreement Monthly payment plan for the balance May pause levy action once in place
Offer in Compromise May settle debt for less if you cannot pay in full Generally pauses levy action while pending
Currently Not Collectible Pauses collection if income does not exceed basic expenses Pauses levy action temporarily
File missing returns Required before most resolution programs Does not pause levy but opens the door to resolution

What to Do Right Now

1

Check the date on the letter immediately

Check the deadline shown on the notice. CDP hearing deadlines are strict, and the deadline is generally calculated from the notice date or issuance date — not necessarily the date you received or opened it. If it has been more than 30 days since the notice date, you may still have equivalent hearing rights — but act today regardless.

2

Make sure all your tax returns are filed

Most IRS resolution programs — installment agreements, Offer in Compromise, Currently Not Collectible — require you to be current on all required filings. If you have unfiled returns, filing them is typically the first step.

Guide to unfiled returns →
3

Decide whether to request a CDP hearing

If you want to appeal the collection action, preserve your appeal rights, or buy time while working toward a resolution, filing Form 12153 within the 30-day window may be the right move. A tax professional can help evaluate whether a CDP hearing makes sense for your situation.

4

Contact the IRS or a tax professional

You can call the IRS directly using the number on the letter or work with a tax professional who can contact the IRS on your behalf. A professional may be able to negotiate a resolution and request levy suspension simultaneously.

Letter 1058 vs. Earlier IRS Notices — Key Differences

NoticeWhat It IsFormal Appeal Right?Urgency
CP14 First balance due notice No formal CDP right yet Moderate — resolve to avoid escalation
CP503 Follow-up reminder No formal CDP right yet Moderate — balance growing
CP504 Notice of Intent to Levy Limited — CAP rights may apply High — state refund may be at risk
Letter 1058 / LT11 Final Notice of Intent to Levy Yes — full 30-day CDP window Critical — levy action may follow

Frequently Asked Questions

What is IRS Letter 1058?

IRS Letter 1058, also known as LT11, is the Final Notice of Intent to Levy and Notice of Your Right to a Hearing. It is one of the most serious IRS collection notices because it triggers a formal 30-day window during which you may request a Collection Due Process hearing. After that window closes, the IRS may proceed with levy action including wage garnishment and bank levies.

How long do I have to respond to Letter 1058?

You generally have 30 days to request a Collection Due Process hearing using Form 12153. The deadline is typically calculated from the notice date or issuance date shown on the letter. Check the deadline on your specific notice immediately — if the letter sat unopened or was delayed, you may have less time than you think. If you miss the deadline, you may lose your CDP hearing rights, though an equivalent hearing may still be available in some cases within one year.

What happens if I ignore Letter 1058?

If you ignore Letter 1058, the 30-day CDP window closes and the IRS may proceed with levy action. This can include wage garnishment, bank account levies, and seizure of other assets. Ignoring this notice significantly limits your options and is one of the most serious mistakes in the IRS collection process.

What is a Collection Due Process hearing?

A Collection Due Process (CDP) hearing is a formal appeal right that allows you to challenge IRS collection action before an independent IRS Appeals officer. During a CDP hearing, you may propose alternatives to collection such as a payment plan, Offer in Compromise, or Currently Not Collectible status. Requesting a CDP hearing generally pauses levy action while the appeal is pending.

Is Letter 1058 the same as LT11?

Yes. Letter 1058 and LT11 serve the same purpose — both are Final Notice of Intent to Levy and Notice of Your Right to a Hearing notices. The IRS may send either version depending on the circumstances. Both trigger the same 30-day CDP hearing window and carry the same urgency.

Can I still set up a payment plan after Letter 1058?

Yes — a payment plan may still be available after Letter 1058, and entering one may help pause further collection action. However, you should also evaluate whether to request a CDP hearing within the 30-day window, since that preserves your formal appeal rights. A tax professional can help you decide which approach makes more sense for your situation.

Do I need a tax professional for a CDP hearing?

You are not required to have professional representation for a CDP hearing, but it is strongly advisable. CDP hearings involve IRS Appeals procedures, deadlines, and documentation requirements that can be complex. A tax professional experienced in IRS collections can help you present the strongest possible case and avoid procedural mistakes that could limit your options.

Received Letter 1058? Your 30-Day Window Matters.

A free consultation may help you understand your CDP hearing rights, what options could be available for your situation, and what steps may need to happen before the deadline.

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No obligation. General educational information only — not legal or tax advice. Results not guaranteed.

This page provides general educational information about IRS Letter 1058 and Collection Due Process rights. It is not legal or tax advice. Tax situations vary — consult a licensed tax professional for advice specific to your circumstances. Submitting a consultation request does not guarantee tax relief, debt reduction, or acceptance into any IRS program.